/* ============================================================
   BASE — reset, custom properties, typography
   ============================================================ */

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  /* Primary palette */
  --color-navy-deep:    #10213D;
  --color-navy-mid:     #1E4282;
  --color-navy-light:   #2D5BA8;

  /* Accent */
  --color-accent:       #3B82F6;
  --color-accent-hover: #2563EB;
  --color-accent-muted: #DBEAFE;

  /* Neutrals */
  --color-white:        #FFFFFF;
  --color-off-white:    #F8FAFC;
  --color-gray-100:     #F1F5F9;
  --color-border:       var(--color-gray-100);
  --color-gray-300:     #CBD5E1;
  --color-gray-500:     #64748B;
  --color-gray-700:     #334155;
  --color-gray-900:     #0F172A;

  /* Semantic */
  --color-success:      #22C55E;
  --color-warning:      #F59E0B;
  --color-error:        #EF4444;

  /* Surfaces */
  --color-bg-dark:      var(--color-navy-deep);
  --color-bg-light:     var(--color-off-white);
  --color-surface-card: #FFFFFF;
  --color-surface-dark-card: rgba(255,255,255,0.06);

  /* Typography */
  --font-display:  'Barlow Condensed', sans-serif;
  --font-body:     'DM Sans', sans-serif;

  --text-xs:    0.75rem;
  --text-sm:    0.875rem;
  --text-base:  1rem;
  --text-lg:    1.125rem;
  --text-xl:    1.25rem;
  --text-2xl:   1.5rem;
  --text-3xl:   1.875rem;
  --text-4xl:   2.25rem;
  --text-5xl:   3rem;
  --text-6xl:   3.75rem;

  --leading-tight:  1.15;
  --leading-snug:   1.3;
  --leading-normal: 1.6;
  --leading-loose:  1.8;

  --tracking-tight:  -0.02em;
  --tracking-normal:  0;
  --tracking-wide:    0.06em;
  --tracking-wider:   0.1em;

  /* Layout */
  --container-max:    1200px;
  --container-pad:    clamp(1.5rem, 5vw, 4rem);

  --space-1:   0.25rem;
  --space-2:   0.5rem;
  --space-3:   0.75rem;
  --space-4:   1rem;
  --space-5:   1.25rem;
  --space-6:   1.5rem;
  --space-8:   2rem;
  --space-10:  2.5rem;
  --space-12:  3rem;
  --space-16:  4rem;
  --space-20:  5rem;
  --space-24:  6rem;
  --space-32:  8rem;

  --section-pad-y:     clamp(4rem, 8vw, 7rem);
  --section-gap:       clamp(3rem, 6vw, 5rem);

  --radius-sm:   4px;
  --radius-md:   8px;
  --radius-lg:   12px;
  --radius-xl:   20px;
  --radius-full: 9999px;

  --shadow-sm:   0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.08);
  --shadow-md:   0 4px 16px rgba(0,0,0,0.10), 0 2px 6px rgba(0,0,0,0.07);
  --shadow-lg:   0 10px 40px rgba(0,0,0,0.14), 0 4px 12px rgba(0,0,0,0.08);
  --shadow-dark: 0 4px 24px rgba(16,33,61,0.35);

  /* Motion */
  --ease-out:     cubic-bezier(0.16, 1, 0.3, 1);
  --ease-in-out:  cubic-bezier(0.45, 0, 0.55, 1);
  --ease-spring:  cubic-bezier(0.34, 1.56, 0.64, 1);

  --duration-fast:    150ms;
  --duration-base:    250ms;
  --duration-slow:    450ms;
  --duration-xslow:   700ms;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  font-size: var(--text-base);
  color: var(--color-gray-700);
  background: var(--color-white);
  line-height: var(--leading-normal);
  -webkit-font-smoothing: antialiased;
}

img, video {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul, ol {
  list-style: none;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 700;
  line-height: var(--leading-tight);
  letter-spacing: var(--tracking-tight);
  color: var(--color-gray-900);
}

p {
  line-height: var(--leading-normal);
}

:focus-visible {
  outline: 2px solid var(--color-accent);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

/* Scroll reveal base state */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity var(--duration-slow) var(--ease-out),
              transform var(--duration-slow) var(--ease-out);
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: reduce) {
  .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }
  .btn,
  .card,
  .card__link svg,
  .nav__dropdown,
  .nav__links,
  .faq-answer,
  .nav__toggle span,
  .nav__chevron {
    transition: none !important;
    animation: none !important;
  }
}
/* ============================================================
   LAYOUT — container, grid, section wrappers, spacing utilities
   ============================================================ */

.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-pad);
}

.section {
  padding-block: var(--section-pad-y);
}
.section--dark {
  background: var(--color-bg-dark);
  color: var(--color-white);
}
.section--light {
  background: var(--color-bg-light);
}
.section--white {
  background: var(--color-white);
}
.section--navy-mid {
  background: var(--color-navy-mid);
  color: var(--color-white);
}

/* Section header */
.section-header {
  margin-bottom: var(--space-12);
}
.section-header--center {
  text-align: center;
  max-width: 640px;
  margin-inline: auto;
  margin-bottom: var(--space-12);
}

.eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: var(--tracking-wider);
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-3);
}
.section--dark .eyebrow,
.section--navy-mid .eyebrow {
  color: rgba(255,255,255,0.55);
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(var(--text-3xl), 4vw, var(--text-4xl));
  font-weight: 700;
  line-height: var(--leading-tight);
  letter-spacing: var(--tracking-tight);
}
.section--dark .section-title,
.section--navy-mid .section-title {
  color: var(--color-white);
}

.section-sub {
  margin-top: var(--space-4);
  font-size: var(--text-lg);
  color: var(--color-gray-500);
  line-height: var(--leading-normal);
}
.section--dark .section-sub,
.section--navy-mid .section-sub {
  color: rgba(255,255,255,0.70);
}

/* Grids */
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
}
.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-8);
}
.grid-2--asymmetric {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-16);
  align-items: center;
}

/* Page hero (inner pages) */
.page-hero {
  background: var(--color-navy-deep);
  padding-block: clamp(6rem, 12vw, 9rem);
  padding-top: calc(clamp(6rem, 12vw, 9rem) + 72px);
  position: relative;
  overflow: hidden;
}
.page-hero::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  right: 0;
  height: 60px;
  background: var(--color-white);
  clip-path: polygon(0 100%, 100% 0, 100% 100%);
  z-index: 3;
}
.page-hero__bg {
  position: absolute;
  inset: 0;
  object-fit: cover;
  width: 100%;
  height: 100%;
  opacity: 0.38;
  z-index: 0;
}
.page-hero__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(16,33,61,0.65) 0%,
    rgba(16,33,61,0.40) 100%
  );
  z-index: 1;
}
.page-hero > .container {
  position: relative;
  z-index: 2;
}
.page-hero__eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: var(--tracking-wider);
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-4);
}
.page-hero__heading {
  font-family: var(--font-display);
  font-size: clamp(var(--text-4xl), 5vw, var(--text-5xl));
  font-weight: 700;
  color: var(--color-white);
  line-height: var(--leading-tight);
  letter-spacing: var(--tracking-tight);
  margin-bottom: var(--space-5);
  max-width: 700px;
}
.page-hero__sub {
  font-size: var(--text-lg);
  color: rgba(255,255,255,0.72);
  max-width: 560px;
  line-height: var(--leading-normal);
  margin-bottom: var(--space-8);
}

/* Responsive */
@media (max-width: 1023px) {
  .grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 767px) {
  .grid-3,
  .grid-2,
  .grid-2--asymmetric {
    grid-template-columns: 1fr;
    gap: var(--space-6);
  }
}
/* ============================================================
   COMPONENTS — buttons, nav, cards, forms, trust bar
   ============================================================ */

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-family: var(--font-body);
  font-size: var(--text-base);
  font-weight: 600;
  letter-spacing: 0.02em;
  line-height: 1;
  padding: 0.875rem 2rem;
  border-radius: var(--radius-md);
  border: 2px solid transparent;
  cursor: pointer;
  transition: background-color var(--duration-base) var(--ease-out),
              border-color var(--duration-base) var(--ease-out),
              transform 160ms var(--ease-out),
              box-shadow var(--duration-base) var(--ease-out);
  text-decoration: none;
  white-space: nowrap;
}
.btn--primary {
  background: var(--color-accent);
  color: var(--color-white);
  border-color: var(--color-accent);
}
.btn--primary:hover {
  background: var(--color-accent-hover);
  border-color: var(--color-accent-hover);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}
.btn--secondary {
  background: transparent;
  color: var(--color-white);
  border-color: rgba(255,255,255,0.4);
}
.btn--secondary:hover {
  border-color: var(--color-white);
  background: rgba(255,255,255,0.08);
}
.btn--secondary-dark {
  background: transparent;
  color: var(--color-navy-deep);
  border-color: var(--color-navy-mid);
}
.btn--secondary-dark:hover {
  background: var(--color-navy-deep);
  color: var(--color-white);
}
.btn--lg {
  font-size: var(--text-lg);
  padding: 1rem 2.5rem;
}
.btn--sm {
  font-size: var(--text-sm);
  padding: 0.625rem 1.25rem;
}
.btn:active {
  transform: scale(0.97);
  transition-duration: 100ms;
}

/* --- Navigation --- */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  transition: background var(--duration-slow) var(--ease-in-out),
              box-shadow var(--duration-slow) var(--ease-in-out);
}
.nav.scrolled {
  background: var(--color-navy-deep);
  box-shadow: var(--shadow-dark);
  backdrop-filter: blur(12px);
}
.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-block: var(--space-4);
}
.nav__logo {
  display: flex;
  flex-direction: column;
  line-height: 1;
  text-decoration: none;
}
.nav__logo-img {
  display: block;
  height: 38px;
  width: auto;
}
@media (max-width: 767px) {
  .nav__logo-img { height: 32px; }
}
.footer__logo {
  display: inline-flex;
  margin-bottom: var(--space-4);
  text-decoration: none;
}
.footer__logo-img {
  display: block;
  height: 40px;
  width: auto;
}
.nav__logo-wordmark {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 700;
  color: var(--color-white);
  letter-spacing: 0.04em;
}
.nav__logo-sub {
  font-family: var(--font-body);
  font-size: 0.65rem;
  font-weight: 500;
  letter-spacing: var(--tracking-wider);
  text-transform: uppercase;
  color: rgba(255,255,255,0.55);
  margin-top: 2px;
}
.nav__links {
  display: flex;
  align-items: center;
  gap: var(--space-8);
  list-style: none;
  margin: 0;
  padding: 0;
}
.nav__link {
  font-family: var(--font-body);
  font-size: var(--text-base);
  font-weight: 500;
  color: rgba(255,255,255,0.82);
  text-decoration: none;
  transition: color var(--duration-fast) ease;
}
.nav__link:hover,
.nav__link--active {
  color: var(--color-white);
}
.nav__right {
  display: flex;
  align-items: center;
  gap: var(--space-5);
}
.nav__phone {
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 600;
  color: rgba(255,255,255,0.82);
  text-decoration: none;
  white-space: nowrap;
}
.nav__phone:hover {
  color: var(--color-white);
}

/* Mobile hamburger */
.nav__toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: var(--space-2);
}
.nav__toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-white);
  border-radius: 2px;
  transition: transform var(--duration-base) var(--ease-out),
              opacity var(--duration-base) var(--ease-out);
}
.nav__toggle.open span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.nav__toggle.open span:nth-child(2) {
  opacity: 0;
}
.nav__toggle.open span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

@media (max-width: 767px) {
  .nav__links {
    display: flex;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--color-navy-deep);
    flex-direction: column;
    gap: 0;
    padding: var(--space-4) 0;
    box-shadow: var(--shadow-dark);
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transition: opacity 200ms var(--ease-out), transform 200ms var(--ease-out);
  }
  .nav__links.open {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }
  .nav__links li {
    width: 100%;
  }
  .nav__link {
    display: block;
    padding: var(--space-4) var(--container-pad);
    font-size: var(--text-lg);
  }
  .nav__toggle {
    display: flex;
  }
  .nav__phone {
    display: none;
  }
  .nav__right .btn--sm {
    display: none;
  }
}

/* --- Nav Dropdown --- */
.nav__item--has-dropdown {
  position: relative;
}
/* Invisible bridge prevents gap between trigger and dropdown */
.nav__item--has-dropdown::after {
  content: '';
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  height: var(--space-3);
}
.nav__link--dropdown-trigger {
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.nav__chevron {
  flex-shrink: 0;
  transition: transform var(--duration-fast) ease;
}
.nav__item--has-dropdown:hover .nav__chevron,
.nav__item--has-dropdown.open .nav__chevron {
  transform: rotate(180deg);
}
.nav__dropdown {
  position: absolute;
  top: calc(100% + var(--space-3));
  left: 50%;
  transform: translateX(-50%) translateY(-6px);
  background: var(--color-navy-deep);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-md);
  box-shadow: 0 8px 28px rgba(0,0,0,0.45);
  list-style: none;
  margin: 0;
  padding: var(--space-2) 0;
  min-width: 192px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 140ms var(--ease-out), transform 140ms var(--ease-out), visibility 0s linear 140ms;
}
.nav__item--has-dropdown:hover .nav__dropdown {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
  transition: opacity 140ms var(--ease-out), transform 140ms var(--ease-out), visibility 0s linear 0s;
}
.nav__dropdown-link {
  display: block;
  padding: var(--space-3) var(--space-6);
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 500;
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  white-space: nowrap;
  transition: background var(--duration-fast) ease, color var(--duration-fast) ease;
}
.nav__dropdown-link:hover {
  background: rgba(255,255,255,0.08);
  color: var(--color-white);
}
.nav__dropdown-link--active {
  color: var(--color-white);
  font-weight: 600;
}

@media (max-width: 767px) {
  .nav__item--has-dropdown::after { display: none; }
  .nav__link--dropdown-trigger {
    display: flex;
    width: 100%;
    justify-content: space-between;
  }
  .nav__dropdown {
    position: static;
    transform: none;
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    box-shadow: none;
    border: none;
    background: rgba(255,255,255,0.05);
    border-radius: 0;
    padding: 0;
    min-width: unset;
    width: 100%;
    display: none;
    transition: none;
  }
  .nav__item--has-dropdown.open .nav__dropdown { display: block; }
  .nav__item--has-dropdown.open .nav__chevron { transform: rotate(180deg); }
  /* Override the desktop :hover rule on mobile so it doesn't auto-expand */
  .nav__item--has-dropdown:hover .nav__dropdown {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: none;
  }
  .nav__dropdown-link {
    padding: var(--space-3) calc(var(--container-pad) + var(--space-8));
    font-size: var(--text-base);
    border-top: 1px solid rgba(255,255,255,0.05);
  }
}

/* --- Cards --- */
.card {
  background: var(--color-surface-card);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--color-gray-100);
  transition: box-shadow var(--duration-base) var(--ease-out),
              transform var(--duration-base) var(--ease-out);
}
.card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-3px);
}
.card--dark {
  background: var(--color-surface-dark-card);
  border: 1px solid rgba(255,255,255,0.1);
  color: var(--color-white);
}
.card__icon {
  width: 52px;
  height: 52px;
  background: var(--color-accent-muted);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-5);
  color: var(--color-accent);
}
.card--dark .card__icon {
  background: rgba(59,130,246,0.15);
  color: var(--color-accent);
}
.card__eyebrow {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: var(--tracking-wider);
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-2);
}
.card__title {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 700;
  color: var(--color-gray-900);
  margin-bottom: var(--space-3);
  line-height: var(--leading-tight);
  letter-spacing: var(--tracking-tight);
}
.card--dark .card__title {
  color: var(--color-white);
}
.card__body {
  font-family: var(--font-body);
  font-size: var(--text-base);
  color: var(--color-gray-500);
  line-height: var(--leading-normal);
}
.card--dark .card__body {
  color: rgba(255,255,255,0.65);
}
.card__link {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  margin-top: var(--space-5);
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-accent);
  text-decoration: none;
}
.card__link svg {
  transition: transform var(--duration-fast) var(--ease-out);
}
.card__link:hover svg {
  transform: translateX(4px);
}

/* --- Trust bar --- */
.trust-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: var(--space-8);
  padding-block: var(--space-8);
  border-top: 1px solid var(--color-gray-100);
  border-bottom: 1px solid var(--color-gray-100);
}
.trust-badge {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-gray-700);
}
.trust-badge__icon {
  color: var(--color-accent);
  width: 20px;
  height: 20px;
  flex-shrink: 0;
}

/* --- Process steps --- */
.steps {
  display: grid;
  gap: var(--space-6);
  counter-reset: step-counter;
}
.step {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: var(--space-5);
  align-items: start;
  padding: var(--space-6);
  background: var(--color-white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-gray-100);
  box-shadow: var(--shadow-sm);
}
.step__number {
  width: 48px;
  height: 48px;
  background: var(--color-navy-mid);
  color: var(--color-white);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  flex-shrink: 0;
}
.step__title {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-gray-900);
  margin-bottom: var(--space-2);
}
.step__body {
  font-size: var(--text-base);
  color: var(--color-gray-500);
  line-height: var(--leading-normal);
}

/* --- Stats bar --- */
.stats-bar {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-8);
  text-align: center;
}
.stat__number {
  font-family: var(--font-display);
  font-size: clamp(var(--text-4xl), 5vw, var(--text-5xl));
  font-weight: 700;
  color: var(--color-white);
  line-height: 1;
  letter-spacing: var(--tracking-tight);
}
.stat__label {
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 500;
  color: rgba(255,255,255,0.65);
  margin-top: var(--space-2);
  letter-spacing: 0.03em;
}

@media (max-width: 767px) {
  .stats-bar {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* --- Testimonial card --- */
.testimonial {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--color-gray-100);
}
.testimonial__stars {
  display: flex;
  gap: 3px;
  color: var(--color-warning);
  margin-bottom: var(--space-4);
}
.testimonial__text {
  font-size: var(--text-base);
  color: var(--color-gray-700);
  line-height: var(--leading-normal);
  margin-bottom: var(--space-6);
  font-style: italic;
}
.testimonial__author {
  font-weight: 600;
  color: var(--color-gray-900);
  font-size: var(--text-sm);
}
.testimonial__meta {
  font-size: var(--text-xs);
  color: var(--color-gray-500);
  margin-top: var(--space-1);
}

/* --- Contact form --- */
.form {
  display: grid;
  gap: var(--space-5);
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-5);
}
.form-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
.form-label {
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 600;
  color: rgba(255,255,255,0.82);
}
.form-label--dark {
  color: var(--color-gray-700);
}
.form-input,
.form-textarea,
.form-select {
  font-family: var(--font-body);
  font-size: var(--text-base);
  color: var(--color-gray-900);
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: var(--radius-md);
  padding: 0.75rem 1rem;
  min-height: 48px;
  transition: border-color var(--duration-fast) ease,
              background var(--duration-fast) ease;
  width: 100%;
}
.form-input--light,
.form-textarea--light,
.form-select--light {
  background: var(--color-white);
  border-color: var(--color-gray-300);
  color: var(--color-gray-900);
}
.form-input::placeholder,
.form-textarea::placeholder {
  color: rgba(255,255,255,0.35);
}
.form-input--light::placeholder,
.form-textarea--light::placeholder {
  color: var(--color-gray-500);
}
.form-input:focus,
.form-textarea:focus,
.form-select:focus {
  outline: none;
  border-color: var(--color-accent);
  background: rgba(255,255,255,0.12);
}
.form-input--light:focus,
.form-textarea--light:focus {
  background: var(--color-white);
}
.form-textarea {
  resize: vertical;
  min-height: 130px;
}
.form-disclaimer {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.45);
  line-height: var(--leading-normal);
}

@media (max-width: 639px) {
  .form-row {
    grid-template-columns: 1fr;
  }
}

/* --- Differentiator list --- */
.differentiators {
  display: grid;
  gap: var(--space-6);
}
.differentiator {
  display: flex;
  gap: var(--space-5);
  align-items: flex-start;
}
.differentiator__mark {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--color-accent);
  margin-top: 8px;
  flex-shrink: 0;
}
.differentiator__title {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-white);
  margin-bottom: var(--space-2);
  line-height: var(--leading-tight);
}
.differentiator__body {
  font-size: var(--text-base);
  color: rgba(255,255,255,0.70);
  line-height: var(--leading-normal);
}

/* --- CTA banner --- */
.cta-banner {
  text-align: center;
  padding-block: var(--section-pad-y);
  background: var(--color-navy-deep);
}
.cta-banner__heading {
  font-family: var(--font-display);
  font-size: clamp(var(--text-3xl), 4vw, var(--text-4xl));
  font-weight: 700;
  color: var(--color-white);
  line-height: var(--leading-tight);
  letter-spacing: var(--tracking-tight);
  margin-bottom: var(--space-4);
  max-width: 680px;
  margin-inline: auto;
}
.cta-banner__sub {
  font-size: var(--text-lg);
  color: rgba(255,255,255,0.70);
  max-width: 540px;
  margin-inline: auto;
  margin-bottom: var(--space-10);
  line-height: var(--leading-normal);
}
.cta-banner__actions {
  display: flex;
  justify-content: center;
  gap: var(--space-4);
  flex-wrap: wrap;
}

/* --- Footer --- */
.footer {
  background: var(--color-navy-deep);
  color: var(--color-white);
  padding-top: var(--space-16);
  padding-bottom: var(--space-8);
  border-top: 1px solid rgba(255,255,255,0.08);
}
.footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--space-12);
  margin-bottom: var(--space-12);
}
.footer__brand-tagline {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.55);
  line-height: var(--leading-normal);
  margin-top: var(--space-4);
  max-width: 280px;
}
.footer__heading {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: var(--tracking-wider);
  text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  margin-bottom: var(--space-5);
}
.footer__links {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.footer__link {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.65);
  text-decoration: none;
  transition: color var(--duration-fast) ease;
}
.footer__link:hover {
  color: var(--color-white);
}
.footer__contact-item {
  display: flex;
  gap: var(--space-3);
  align-items: flex-start;
  margin-bottom: var(--space-4);
}
.footer__contact-item svg {
  flex-shrink: 0;
  color: var(--color-accent);
  margin-top: 2px;
}
.footer__contact-text {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.65);
  line-height: var(--leading-normal);
}
.footer__contact-text a {
  color: rgba(255,255,255,0.65);
  text-decoration: none;
}
.footer__contact-text a:hover {
  color: var(--color-white);
}
.footer__bottom {
  padding-top: var(--space-8);
  border-top: 1px solid rgba(255,255,255,0.08);
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.footer__legal {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.35);
  line-height: var(--leading-normal);
}
.footer__copyright {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.35);
}

@media (max-width: 1023px) {
  .footer__grid {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-10);
  }
}
@media (max-width: 639px) {
  .footer__grid {
    grid-template-columns: 1fr;
    gap: var(--space-8);
  }
}
/* ============================================================
   SECTIONS — hero, services, why urtiz, process, social proof
   ============================================================ */

/* --- Hero (homepage) --- */
.hero {
  position: relative;
  min-height: 92vh;
  display: flex;
  align-items: center;
  background: var(--color-navy-deep);
  overflow: hidden;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  right: 0;
  height: 80px;
  background: var(--color-bg-light);
  clip-path: polygon(0 100%, 100% 0, 100% 100%);
  z-index: 2;
}
.hero__bg {
  position: absolute;
  inset: 0;
  object-fit: cover;
  width: 100%;
  height: 100%;
  opacity: 0.38;
  z-index: 0;
}
.hero__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(16,33,61,0.65) 0%,
    rgba(16,33,61,0.40) 100%
  );
  z-index: 1;
}
.hero__content {
  position: relative;
  z-index: 2;
  padding-top: 80px;
}
.hero__eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 600;
  letter-spacing: var(--tracking-wider);
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-5);
}
.hero__heading {
  font-family: var(--font-display);
  font-size: clamp(var(--text-4xl), 6vw, var(--text-6xl));
  font-weight: 700;
  color: var(--color-white);
  line-height: var(--leading-tight);
  letter-spacing: var(--tracking-tight);
  margin-bottom: var(--space-6);
  max-width: 700px;
}
.hero__sub {
  font-family: var(--font-body);
  font-size: var(--text-lg);
  color: rgba(255,255,255,0.70);
  line-height: var(--leading-normal);
  margin-bottom: var(--space-10);
  max-width: 520px;
}
.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
}

@media (max-width: 767px) {
  .hero {
    min-height: 80vh;
  }
  .hero::after {
    height: 50px;
  }
}

/* --- Why Urtiz section --- */
.why-photo {
  border-radius: var(--radius-xl);
  object-fit: cover;
  width: 100%;
  height: 480px;
}
@media (max-width: 767px) {
  .why-photo {
    height: 300px;
  }
}

/* --- FAQ accordion --- */
.faq-list {
  display: grid;
  gap: var(--space-3);
  max-width: 800px;
}
.faq-item {
  background: var(--color-white);
  border: 1px solid var(--color-gray-100);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-4);
  padding: var(--space-5) var(--space-6);
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-gray-900);
  transition: color var(--duration-fast) ease;
}
.faq-question:hover {
  color: var(--color-navy-mid);
}
.faq-question svg {
  flex-shrink: 0;
  color: var(--color-accent);
  transition: transform var(--duration-base) var(--ease-out);
}
.faq-item.open .faq-question svg {
  transform: rotate(180deg);
}
.faq-answer {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows var(--duration-slow) var(--ease-out);
}
.faq-answer__inner {
  overflow: hidden;
  min-height: 0;
  padding: 0 var(--space-6) var(--space-6);
  font-size: var(--text-base);
  color: var(--color-gray-500);
  line-height: var(--leading-normal);
}
.faq-item.open .faq-answer {
  grid-template-rows: 1fr;
}

/* --- Service feature list --- */
.feature-list {
  display: grid;
  gap: var(--space-4);
  margin-top: var(--space-6);
}
.feature-item {
  display: flex;
  gap: var(--space-4);
  align-items: flex-start;
}
.feature-item__icon {
  width: 24px;
  height: 24px;
  color: var(--color-success);
  flex-shrink: 0;
  margin-top: 2px;
}
.feature-item__text {
  font-size: var(--text-base);
  color: var(--color-gray-700);
  line-height: var(--leading-normal);
}
.feature-item__text strong {
  color: var(--color-gray-900);
  font-weight: 600;
}

/* --- Image + text split --- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-16);
  align-items: center;
}
.split--reversed .split__media {
  order: 2;
}
.split--reversed .split__content {
  order: 1;
}
.split__img {
  border-radius: var(--radius-xl);
  object-fit: cover;
  width: 100%;
  height: 440px;
}
@media (max-width: 767px) {
  .split {
    grid-template-columns: 1fr;
    gap: var(--space-8);
  }
  .split--reversed .split__media,
  .split--reversed .split__content {
    order: unset;
  }
  .split__img {
    height: 260px;
  }
}

/* --- About team --- */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
}
.team-card {
  text-align: center;
}
.team-card__photo {
  width: 100%;
  aspect-ratio: 1;
  object-fit: cover;
  border-radius: var(--radius-xl);
  margin-bottom: var(--space-5);
}
.team-card__name {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 700;
  color: var(--color-gray-900);
  margin-bottom: var(--space-1);
}
.team-card__role {
  font-size: var(--text-sm);
  color: var(--color-accent);
  font-weight: 600;
  letter-spacing: 0.03em;
}

@media (max-width: 767px) {
  .team-grid {
    grid-template-columns: 1fr;
    max-width: 320px;
    margin-inline: auto;
  }
}

/* --- Contact layout --- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: var(--space-16);
  align-items: start;
}
@media (max-width: 1023px) {
  .contact-grid {
    grid-template-columns: 1fr;
    gap: var(--space-10);
  }
}

/* --- Insurance timeline --- */
.timeline {
  position: relative;
  padding-left: var(--space-10);
}
.timeline::before {
  content: '';
  position: absolute;
  left: 20px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: var(--color-gray-100);
}
.timeline-item {
  position: relative;
  padding-bottom: var(--space-10);
}
.timeline-item:last-child {
  padding-bottom: 0;
}
.timeline-item__dot {
  position: absolute;
  left: calc(-1 * var(--space-10) + 12px);
  top: 4px;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--color-navy-mid);
  border: 3px solid var(--color-white);
  box-shadow: 0 0 0 2px var(--color-navy-mid);
}
.timeline-item__step {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: var(--tracking-wider);
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-2);
}
.timeline-item__title {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 700;
  color: var(--color-gray-900);
  margin-bottom: var(--space-3);
  line-height: var(--leading-tight);
}
.timeline-item__body {
  font-size: var(--text-base);
  color: var(--color-gray-500);
  line-height: var(--leading-normal);
}

/* --- Work gallery --- */
.gallery {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-5);
}
.gallery__item {
  position: relative;
  display: block;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.gallery__img {
  display: block;
  width: 100%;
  height: 260px;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease-out);
}
.gallery__item:hover .gallery__img {
  transform: scale(1.05);
}
.gallery__caption {
  position: absolute;
  inset-inline: 0;
  bottom: 0;
  padding: var(--space-10) var(--space-4) var(--space-4);
  background: linear-gradient(to top, rgba(16,33,61,0.88) 0%, rgba(16,33,61,0) 100%);
  color: var(--color-white);
  font-family: var(--font-display);
  font-size: var(--text-sm);
  font-weight: 600;
  letter-spacing: var(--tracking-wide);
}
@media (max-width: 900px) {
  .gallery { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) {
  .gallery { grid-template-columns: 1fr; }
  .gallery__img { height: 230px; }
}
@media (prefers-reduced-motion: reduce) {
  .gallery__item:hover .gallery__img { transform: none; }
}

/* --- IKO certification logo lockup --- */
.cert-lockup {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-5);
  flex-wrap: wrap;
  margin-top: var(--space-12);
  padding: var(--space-8);
  background: var(--color-white);
  border: 1px solid var(--color-gray-100);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}
.cert-lockup__logo {
  display: block;
  width: 160px;
  height: auto;
}
.cert-lockup__text {
  font-size: var(--text-base);
  color: var(--color-gray-700);
  line-height: var(--leading-normal);
  max-width: 420px;
}
.cert-lockup__text strong {
  color: var(--color-gray-900);
  font-weight: 600;
}
@media (max-width: 560px) {
  .cert-lockup { flex-direction: column; text-align: center; }
}